Designed to meet your foreign currency requirements, quickly, simply and economically.

provided by a personal dealer, and the efficiency, flexibility and instant access of our online facility.

Wages Protection System(WPS)

Wages Protection System(WPS) is an electronic salary transfer system that allows institutions to pay their worker's wages through authorized agents approved by The Central Bank of UAE, consisting of Banks, Money Exchanges and Financial Institutions.

The system, developed by The Central Bank of UAE, allows the Ministry of Labor to create a database that records wage payments in the private sector to guarantee the timely and full payment of agreed-upon wages.

Delma Payroll Card Benefits

Benefits for Employer

  • Hassle free way for emplpoyee registration and payroll management.
  • Fast, secure, easy and reliable solution for both employers and employees.
  • Disbursing salary to an account operating at any authorized bank in UAE.
  • Companies can generate current and past reports of paid/unpaid salaries.

Benefits for Employee

  • No minimum account balance required.
  • 24*7 withdrawal(through ATMs).
  • Card can be used as a Debit Card for their Retail Purchase.
  • Mobile Application for Top-up & Online Money Transfer.
  • Employees can remit money through Delma Exchange with competitive rates in branches.
  • Dedicated Customer service to attend employee queries.


Required Documents

  • Duly filled up Registration Form.
  • Trade License Copy.
  • Labor Card Information.
  • Emirates ID copy.
  • Passport and visa copy.

About Delma Exchange C3 Card

  • EMV CHIP & PIN Payroll Card(AED).
  • Personalized Card.
  • Valid for 7 Years.
  • Part of the MasterCard Network. It can be used Locally and Globally at Any ATM.
  • Can be used at Point of sales, retail shops and Online shopping(e-commerce).
  • Zero Balance Account.
  • No Minimum Salary Required.
  • Card Services.
    • Balance Enquiry.
    • Transaction History.
    • Statement Request.
    • SMS Services.
    • Mobile Top Up-Local & International.
    • Money Transfer.

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Corporate clients

Whatever your foreign exchange needs, we offer a range of products and services to manage your foreign currency requirements. Whether you need Spot or Forward contracts, Market Orders or FX Options, one of our expert dealers can help.

Private clients

We offer personal foreign exchange services to private clients from all over the world. From buying a home overseas, to sending salary payments home, to managing personal international investments our experienced team can help.